Fully understanding the healthcare bill that’s been passed recently, and what it’s actually going go mean to you is a difficult proposition that just about anybody would have a lot of trouble with. You’re going to find that even trained professionals that work in the healthcare industry have had a lot of trouble understanding all the ins and outs of the bill, so how can you be expected to? What if you can’t stop scratching your head and wondering what is health care reform? Is there an answer out there to help?
Basically yes, there are plenty of sources of information that you can count on to give you a clean and unbiased view of just what healthcare reform would mean and could mean for the country. But you have to look to sources that are going to report the news, and not just one viewpoint. The problem with healthcare is that you end up being split into the liberal and conservative side of things, which can pollute and pervert any ideas that you’re trying to read more about.
So really understanding what is health care reform is more about figuring out where you can go for reliable information, as well as the facts of the bill.
1) What are some of the features that the healthcare reform act will add to insurance?
You’re going to find that the reform bill does a lot to change around the insurance that you have now, and there are plenty of features that could be good or bad in your eyes. But for better or worse, here are some of the major changes that you’re going to discover:
-No more policy caps.
It used to be that insurance companies would put a cap on how much they would pay out for claims, but that’s completely done away with, so as long as you buy into the plan you can get benefits as long as you need them.
-Dependant benefits increased.
Now families can cover their children for longer under the parent’s insurance plan, actually up to age 26. Plus in some areas you can actually go as high as 30 so long as they are enrolled in some sort of school still at the time.
-Small business tax credits.
There will also be tax credits for small businesses trying to cope with the cost of insurance, and you’ll find that they can have up to 50% of the premium cost wiped out with the money that otherwise would have gone to taxes.
All new insurance plans will require preventive care. So if you’re asking what is health care reform? This was one of the tenets of the bill, as affordable preventive visits was a necessity.
-No more waiting for preexisting coverage to kick in.
Finally, another major additive of healthcare reform is that you no longer have to wait for preexisting coverage. This can mean paying more at the outset for insurance, but at least everything is covered now.
2) Finding reliable information on healthcare reform.
But of course, that needs to be backed up with facts that you can trust, and you still want to be able to look somewhere where you can get real concrete information as to what these are going to do for you. There are plenty of good sources of information out there.
Just make sure that you stay away from the news sites, because they are always slanted in one direction or the other. Fox News is really only the right place to go if you want the republican opinion, just as MSNBC is not exactly a great resource if you don’t want just the Democratic opinion. So here are some sites you can trust to give you just the facts:
The government’s website established specifically for the healthcare reform act. If you’re asking what is health care reform? Then this is right where you can go for your answer.
Another site devoted to insurance information and healthcare throughout the United States. Here you can count on useful information regarding the types of plans that you can get, that you’ll qualify for, or just that can ensure you get the care that you really need as well.